Protects from revenue lost caused by low yields.
Yields determined by using the producers Actual Production History (APH).
Coverage levels are typically between 50%-85% in increments of 5%.
Basic, Optional and Enterprise units available.
Base price set by Commodity Exchange Price Provisions (CEPP)
 



 
Protects from revenue loss caused by low yields, low prices or both. Yields determined by using the producers Actual Production History (APH).
Coverage levels are typically between 50%-85% in increments of 5%.
Basic, Options, and Enterprise units available.
Base Price figured by taking the simple average of the December Chicago Mercantile Exchange (CME) futures contract during the month of February (corn-beans based on Nov. contract)
Base Price is used to determine the Minimum Guarantee.
Final Revenue is based on Harvest Price. The Harvest Price is figured by taking the simple average of the December futures contract during the month of October for corn. Soybeans are figured by taking the simple average of the November futures contract during the month of October. 
Higher of Base Price and Harvest Price is used to determine indemnity i.e. this is how this policy protects from low prices. (Not the case with Harvest Price Exclusion (HPE)).
 
 


 
 
AYP is yield insurance insuring county yields.
AYP offers county protection and generally costs less than other MPCI policies.
Coverage levels are typically between 70%-90% in increments of 5%.
No past production records necessary. AYP is based on county data.
For this reason there are also no adjusters involved in the appraising losses.
The expected county yield is determined by the National Agriculture Statistics Services (NASS) from as much as 30 years of county data, which includes adjustments for new technology, improved farming practices and other yield trends. 
Base price - determined in spring.
Loss (Indemnity) Payments are paid when the NASS county yield falls below the "trigger yield".
AYP does not provide prevented planting, late planting, or replant payments.
 
 


 
 
 
ARP is yield insurance insuring county revenues.
Coverage levels are typically between 70%-90% in increments of 5%.
No past production records necessary.ARP is based on county data.
For this reason there are also no adjusters involved in the appraising losses.
Revenue is determined by CME prices.
Harvest Price Option - like RP, the base price can be adjusted higher if the harvest price is higher than the base price. This is an option that needs to be selected.
Loss (Indemnity) Payments are paid when the NASS county revenue falls below the revenue guarantee.
 
 
 

The United States Government provides or subsidizes many risk management tools available to farmers. When properly combined, they provide a safety net, which can be used as the basis for other risk management strategies. Our Account Representatives educate on how various federal farm programs function and provide advice on which ones are most beneficial.
We stay on top of New Farm Bill developments and stay in close contact with industry experts as to the impact that proposed legislation will have. If and when the bill is finalized we will work to educate our clients through meetings, webinars, and one-on-one.